LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,737
−HK$9,076/mo
▼ 0.25% · 3.875%
HK$149,239
−HK$4,574/mo
Today · 4.125%
HK$153,813
baseline
▲ 0.50% · 4.625%
HK$163,172
+HK$9,359/mo
Deposit HK$31.74M · loan HK$31.74M · min. income ≈ HK$307,626/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,018
−HK$8,700/mo
▼ 0.25% · 3.875%
HK$165,337
−HK$4,381/mo
Today · 4.125%
HK$169,718
baseline
▲ 0.50% · 4.625%
HK$178,664
+HK$8,946/mo
Deposit HK$31.74M · loan HK$31.74M · min. income ≈ HK$339,436/mo (50% DSR)
Upfront cash ≈ HK$34.43M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,684
−HK$10,892/mo
▼ 0.25% · 3.875%
HK$179,087
−HK$5,489/mo
Today · 4.125%
HK$184,576
baseline
▲ 0.50% · 4.625%
HK$195,807
+HK$11,231/mo
Deposit HK$25.39M · loan HK$38.08M · min. income ≈ HK$369,152/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,222
−HK$10,439/mo
▼ 0.25% · 3.875%
HK$198,404
−HK$5,257/mo
Today · 4.125%
HK$203,661
baseline
▲ 0.50% · 4.625%
HK$214,397
+HK$10,736/mo
Deposit HK$25.39M · loan HK$38.08M · min. income ≈ HK$407,322/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,632
−HK$12,707/mo
▼ 0.25% · 3.875%
HK$208,935
−HK$6,404/mo
Today · 4.125%
HK$215,339
baseline
▲ 0.50% · 4.625%
HK$228,441
+HK$13,102/mo
Deposit HK$19.04M · loan HK$44.43M · min. income ≈ HK$430,678/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,426
−HK$12,179/mo
▼ 0.25% · 3.875%
HK$231,472
−HK$6,133/mo
Today · 4.125%
HK$237,605
baseline
▲ 0.50% · 4.625%
HK$250,129
+HK$12,524/mo
Deposit HK$19.04M · loan HK$44.43M · min. income ≈ HK$475,210/mo (50% DSR)
Upfront cash ≈ HK$21.74M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,527
−HK$16,337/mo
▼ 0.25% · 3.875%
HK$268,630
−HK$8,234/mo
Today · 4.125%
HK$276,864
baseline
▲ 0.50% · 4.625%
HK$293,710
+HK$16,846/mo
Deposit HK$6.35M · loan HK$57.13M · min. income ≈ HK$553,728/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,833
−HK$15,659/mo
▼ 0.25% · 3.875%
HK$297,606
−HK$7,886/mo
Today · 4.125%
HK$305,492
baseline
▲ 0.50% · 4.625%
HK$321,595
+HK$16,103/mo
Deposit HK$6.35M · loan HK$57.13M · min. income ≈ HK$610,984/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,697,645 · Scale 2, in force from 26 Feb 2026)