LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,773
−HK$9,079/mo
▼ 0.25% · 3.875%
HK$149,277
−HK$4,575/mo
Today · 4.125%
HK$153,852
baseline
▲ 0.50% · 4.625%
HK$163,214
+HK$9,362/mo
Deposit HK$31.74M · loan HK$31.74M · min. income ≈ HK$307,704/mo (50% DSR)
Upfront cash ≈ HK$34.44M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,059
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$165,379
−HK$4,382/mo
Today · 4.125%
HK$169,761
baseline
▲ 0.50% · 4.625%
HK$178,709
+HK$8,948/mo
Deposit HK$31.74M · loan HK$31.74M · min. income ≈ HK$339,522/mo (50% DSR)
Upfront cash ≈ HK$34.44M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,728
−HK$10,894/mo
▼ 0.25% · 3.875%
HK$179,132
−HK$5,490/mo
Today · 4.125%
HK$184,622
baseline
▲ 0.50% · 4.625%
HK$195,856
+HK$11,234/mo
Deposit HK$25.40M · loan HK$38.09M · min. income ≈ HK$369,244/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,271
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$198,454
−HK$5,259/mo
Today · 4.125%
HK$203,713
baseline
▲ 0.50% · 4.625%
HK$214,451
+HK$10,738/mo
Deposit HK$25.40M · loan HK$38.09M · min. income ≈ HK$407,426/mo (50% DSR)
Upfront cash ≈ HK$28.09M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,683
−HK$12,710/mo
▼ 0.25% · 3.875%
HK$208,987
−HK$6,406/mo
Today · 4.125%
HK$215,393
baseline
▲ 0.50% · 4.625%
HK$228,499
+HK$13,106/mo
Deposit HK$19.05M · loan HK$44.44M · min. income ≈ HK$430,786/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,483
−HK$12,182/mo
▼ 0.25% · 3.875%
HK$231,530
−HK$6,135/mo
Today · 4.125%
HK$237,665
baseline
▲ 0.50% · 4.625%
HK$250,192
+HK$12,527/mo
Deposit HK$19.05M · loan HK$44.44M · min. income ≈ HK$475,330/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,592
−HK$16,342/mo
▼ 0.25% · 3.875%
HK$268,698
−HK$8,236/mo
Today · 4.125%
HK$276,934
baseline
▲ 0.50% · 4.625%
HK$293,784
+HK$16,850/mo
Deposit HK$6.35M · loan HK$57.14M · min. income ≈ HK$553,868/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,906
−HK$15,663/mo
▼ 0.25% · 3.875%
HK$297,681
−HK$7,888/mo
Today · 4.125%
HK$305,569
baseline
▲ 0.50% · 4.625%
HK$321,676
+HK$16,107/mo
Deposit HK$6.35M · loan HK$57.14M · min. income ≈ HK$611,138/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,325 · Scale 2, in force from 26 Feb 2026)