LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,788
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,292
−HK$4,576/mo
Today · 4.125%
HK$153,868
baseline
▲ 0.50% · 4.625%
HK$163,230
+HK$9,362/mo
Deposit HK$31.75M · loan HK$31.75M · min. income ≈ HK$307,736/mo (50% DSR)
Upfront cash ≈ HK$34.45M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,075
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$165,395
−HK$4,383/mo
Today · 4.125%
HK$169,778
baseline
▲ 0.50% · 4.625%
HK$178,727
+HK$8,949/mo
Deposit HK$31.75M · loan HK$31.75M · min. income ≈ HK$339,556/mo (50% DSR)
Upfront cash ≈ HK$34.45M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,746
−HK$10,895/mo
▼ 0.25% · 3.875%
HK$179,150
−HK$5,491/mo
Today · 4.125%
HK$184,641
baseline
▲ 0.50% · 4.625%
HK$195,876
+HK$11,235/mo
Deposit HK$25.40M · loan HK$38.10M · min. income ≈ HK$369,282/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,290
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$198,474
−HK$5,259/mo
Today · 4.125%
HK$203,733
baseline
▲ 0.50% · 4.625%
HK$214,472
+HK$10,739/mo
Deposit HK$25.40M · loan HK$38.10M · min. income ≈ HK$407,466/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,703
−HK$12,712/mo
▼ 0.25% · 3.875%
HK$209,009
−HK$6,406/mo
Today · 4.125%
HK$215,415
baseline
▲ 0.50% · 4.625%
HK$228,522
+HK$13,107/mo
Deposit HK$19.05M · loan HK$44.45M · min. income ≈ HK$430,830/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,506
−HK$12,183/mo
▼ 0.25% · 3.875%
HK$231,553
−HK$6,136/mo
Today · 4.125%
HK$237,689
baseline
▲ 0.50% · 4.625%
HK$250,218
+HK$12,529/mo
Deposit HK$19.05M · loan HK$44.45M · min. income ≈ HK$475,378/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,619
−HK$16,343/mo
▼ 0.25% · 3.875%
HK$268,725
−HK$8,237/mo
Today · 4.125%
HK$276,962
baseline
▲ 0.50% · 4.625%
HK$293,814
+HK$16,852/mo
Deposit HK$6.35M · loan HK$57.15M · min. income ≈ HK$553,924/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,936
−HK$15,664/mo
▼ 0.25% · 3.875%
HK$297,712
−HK$7,888/mo
Today · 4.125%
HK$305,600
baseline
▲ 0.50% · 4.625%
HK$321,709
+HK$16,109/mo
Deposit HK$6.35M · loan HK$57.15M · min. income ≈ HK$611,200/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,599 · Scale 2, in force from 26 Feb 2026)