LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,792
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,296
−HK$4,576/mo
Today · 4.125%
HK$153,872
baseline
▲ 0.50% · 4.625%
HK$163,235
+HK$9,363/mo
Deposit HK$31.75M · loan HK$31.75M · min. income ≈ HK$307,744/mo (50% DSR)
Upfront cash ≈ HK$34.45M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,080
−HK$8,703/mo
▼ 0.25% · 3.875%
HK$165,400
−HK$4,383/mo
Today · 4.125%
HK$169,783
baseline
▲ 0.50% · 4.625%
HK$178,732
+HK$8,949/mo
Deposit HK$31.75M · loan HK$31.75M · min. income ≈ HK$339,566/mo (50% DSR)
Upfront cash ≈ HK$34.45M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,751
−HK$10,896/mo
▼ 0.25% · 3.875%
HK$179,156
−HK$5,491/mo
Today · 4.125%
HK$184,647
baseline
▲ 0.50% · 4.625%
HK$195,882
+HK$11,235/mo
Deposit HK$25.40M · loan HK$38.10M · min. income ≈ HK$369,294/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,296
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$198,480
−HK$5,259/mo
Today · 4.125%
HK$203,739
baseline
▲ 0.50% · 4.625%
HK$214,479
+HK$10,740/mo
Deposit HK$25.40M · loan HK$38.10M · min. income ≈ HK$407,478/mo (50% DSR)
Upfront cash ≈ HK$28.10M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,709
−HK$12,712/mo
▼ 0.25% · 3.875%
HK$209,015
−HK$6,406/mo
Today · 4.125%
HK$215,421
baseline
▲ 0.50% · 4.625%
HK$228,529
+HK$13,108/mo
Deposit HK$19.05M · loan HK$44.45M · min. income ≈ HK$430,842/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,512
−HK$12,184/mo
▼ 0.25% · 3.875%
HK$231,560
−HK$6,136/mo
Today · 4.125%
HK$237,696
baseline
▲ 0.50% · 4.625%
HK$250,225
+HK$12,529/mo
Deposit HK$19.05M · loan HK$44.45M · min. income ≈ HK$475,392/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,626
−HK$16,344/mo
▼ 0.25% · 3.875%
HK$268,733
−HK$8,237/mo
Today · 4.125%
HK$276,970
baseline
▲ 0.50% · 4.625%
HK$293,823
+HK$16,853/mo
Deposit HK$6.35M · loan HK$57.15M · min. income ≈ HK$553,940/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$289,944
−HK$15,665/mo
▼ 0.25% · 3.875%
HK$297,720
−HK$7,889/mo
Today · 4.125%
HK$305,609
baseline
▲ 0.50% · 4.625%
HK$321,718
+HK$16,109/mo
Deposit HK$6.35M · loan HK$57.15M · min. income ≈ HK$611,218/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,698,680 · Scale 2, in force from 26 Feb 2026)