LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,481
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,932
−HK$457/mo
Today · 4.125%
HK$15,389
baseline
▲ 0.50% · 4.625%
HK$16,326
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,778/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,110
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,542
−HK$439/mo
Today · 4.125%
HK$16,981
baseline
▲ 0.50% · 4.625%
HK$17,876
+HK$895/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,962/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,378
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,918
−HK$549/mo
Today · 4.125%
HK$18,467
baseline
▲ 0.50% · 4.625%
HK$19,591
+HK$1,124/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,934/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,332
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,851
−HK$526/mo
Today · 4.125%
HK$20,377
baseline
▲ 0.50% · 4.625%
HK$21,451
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,754/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,274
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,905
−HK$640/mo
Today · 4.125%
HK$21,545
baseline
▲ 0.50% · 4.625%
HK$22,856
+HK$1,311/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,090/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,159
−HK$614/mo
Today · 4.125%
HK$23,773
baseline
▲ 0.50% · 4.625%
HK$25,026
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,546/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,066
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,877
−HK$824/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,387
+HK$1,686/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,999
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,776
−HK$789/mo
Today · 4.125%
HK$30,565
baseline
▲ 0.50% · 4.625%
HK$32,177
+HK$1,612/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,130/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,077 · Scale 2, in force from 26 Feb 2026)