LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,483
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,934
−HK$457/mo
Today · 4.125%
HK$15,391
baseline
▲ 0.50% · 4.625%
HK$16,328
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,782/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,112
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,545
−HK$438/mo
Today · 4.125%
HK$16,983
baseline
▲ 0.50% · 4.625%
HK$17,878
+HK$895/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,966/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,380
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,921
−HK$549/mo
Today · 4.125%
HK$18,470
baseline
▲ 0.50% · 4.625%
HK$19,594
+HK$1,124/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,940/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,335
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,854
−HK$526/mo
Today · 4.125%
HK$20,380
baseline
▲ 0.50% · 4.625%
HK$21,454
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,760/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,277
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,907
−HK$641/mo
Today · 4.125%
HK$21,548
baseline
▲ 0.50% · 4.625%
HK$22,859
+HK$1,311/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,096/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,557
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,162
−HK$614/mo
Today · 4.125%
HK$23,776
baseline
▲ 0.50% · 4.625%
HK$25,029
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,552/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,070
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,881
−HK$824/mo
Today · 4.125%
HK$27,705
baseline
▲ 0.50% · 4.625%
HK$29,390
+HK$1,685/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,410/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,002
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,780
−HK$789/mo
Today · 4.125%
HK$30,569
baseline
▲ 0.50% · 4.625%
HK$32,181
+HK$1,612/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,138/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,159 · Scale 2, in force from 26 Feb 2026)