LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,836
−HK$9,083/mo
▼ 0.25% · 3.875%
HK$149,341
−HK$4,578/mo
Today · 4.125%
HK$153,919
baseline
▲ 0.50% · 4.625%
HK$163,284
+HK$9,365/mo
Deposit HK$31.76M · loan HK$31.76M · min. income ≈ HK$307,838/mo (50% DSR)
Upfront cash ≈ HK$34.46M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,129
−HK$8,705/mo
▼ 0.25% · 3.875%
HK$165,450
−HK$4,384/mo
Today · 4.125%
HK$169,834
baseline
▲ 0.50% · 4.625%
HK$178,786
+HK$8,952/mo
Deposit HK$31.76M · loan HK$31.76M · min. income ≈ HK$339,668/mo (50% DSR)
Upfront cash ≈ HK$34.46M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,803
−HK$10,899/mo
▼ 0.25% · 3.875%
HK$179,210
−HK$5,492/mo
Today · 4.125%
HK$184,702
baseline
▲ 0.50% · 4.625%
HK$195,941
+HK$11,239/mo
Deposit HK$25.41M · loan HK$38.11M · min. income ≈ HK$369,404/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,355
−HK$10,446/mo
▼ 0.25% · 3.875%
HK$198,540
−HK$5,261/mo
Today · 4.125%
HK$203,801
baseline
▲ 0.50% · 4.625%
HK$214,544
+HK$10,743/mo
Deposit HK$25.41M · loan HK$38.11M · min. income ≈ HK$407,602/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,771
−HK$12,715/mo
▼ 0.25% · 3.875%
HK$209,078
−HK$6,408/mo
Today · 4.125%
HK$215,486
baseline
▲ 0.50% · 4.625%
HK$228,598
+HK$13,112/mo
Deposit HK$19.06M · loan HK$44.46M · min. income ≈ HK$430,972/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,580
−HK$12,188/mo
▼ 0.25% · 3.875%
HK$231,630
−HK$6,138/mo
Today · 4.125%
HK$237,768
baseline
▲ 0.50% · 4.625%
HK$250,301
+HK$12,533/mo
Deposit HK$19.06M · loan HK$44.46M · min. income ≈ HK$475,536/mo (50% DSR)
Upfront cash ≈ HK$21.75M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,705
−HK$16,349/mo
▼ 0.25% · 3.875%
HK$268,815
−HK$8,239/mo
Today · 4.125%
HK$277,054
baseline
▲ 0.50% · 4.625%
HK$293,912
+HK$16,858/mo
Deposit HK$6.35M · loan HK$57.17M · min. income ≈ HK$554,108/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,032
−HK$15,669/mo
▼ 0.25% · 3.875%
HK$297,810
−HK$7,891/mo
Today · 4.125%
HK$305,701
baseline
▲ 0.50% · 4.625%
HK$321,815
+HK$16,114/mo
Deposit HK$6.35M · loan HK$57.17M · min. income ≈ HK$611,402/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,699,495 · Scale 2, in force from 26 Feb 2026)