LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,484
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,935
−HK$457/mo
Today · 4.125%
HK$15,392
baseline
▲ 0.50% · 4.625%
HK$16,329
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,784/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,113
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,546
−HK$438/mo
Today · 4.125%
HK$16,984
baseline
▲ 0.50% · 4.625%
HK$17,879
+HK$895/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,968/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,381
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,922
−HK$549/mo
Today · 4.125%
HK$18,471
baseline
▲ 0.50% · 4.625%
HK$19,595
+HK$1,124/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,942/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,336
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,855
−HK$526/mo
Today · 4.125%
HK$20,381
baseline
▲ 0.50% · 4.625%
HK$21,455
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,762/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,278
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,908
−HK$641/mo
Today · 4.125%
HK$21,549
baseline
▲ 0.50% · 4.625%
HK$22,861
+HK$1,312/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,098/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,559
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$614/mo
Today · 4.125%
HK$23,778
baseline
▲ 0.50% · 4.625%
HK$25,031
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,556/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,071
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,882
−HK$824/mo
Today · 4.125%
HK$27,706
baseline
▲ 0.50% · 4.625%
HK$29,392
+HK$1,686/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,412/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,004
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,782
−HK$789/mo
Today · 4.125%
HK$30,571
baseline
▲ 0.50% · 4.625%
HK$32,183
+HK$1,612/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,142/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,196 · Scale 2, in force from 26 Feb 2026)