LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,861
−HK$9,084/mo
▼ 0.25% · 3.875%
HK$149,367
−HK$4,578/mo
Today · 4.125%
HK$153,945
baseline
▲ 0.50% · 4.625%
HK$163,312
+HK$9,367/mo
Deposit HK$31.76M · loan HK$31.76M · min. income ≈ HK$307,890/mo (50% DSR)
Upfront cash ≈ HK$34.46M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,156
−HK$8,707/mo
▼ 0.25% · 3.875%
HK$165,478
−HK$4,385/mo
Today · 4.125%
HK$169,863
baseline
▲ 0.50% · 4.625%
HK$178,817
+HK$8,954/mo
Deposit HK$31.76M · loan HK$31.76M · min. income ≈ HK$339,726/mo (50% DSR)
Upfront cash ≈ HK$34.46M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,833
−HK$10,901/mo
▼ 0.25% · 3.875%
HK$179,240
−HK$5,494/mo
Today · 4.125%
HK$184,734
baseline
▲ 0.50% · 4.625%
HK$195,974
+HK$11,240/mo
Deposit HK$25.41M · loan HK$38.12M · min. income ≈ HK$369,468/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,387
−HK$10,449/mo
▼ 0.25% · 3.875%
HK$198,574
−HK$5,262/mo
Today · 4.125%
HK$203,836
baseline
▲ 0.50% · 4.625%
HK$214,580
+HK$10,744/mo
Deposit HK$25.41M · loan HK$38.12M · min. income ≈ HK$407,672/mo (50% DSR)
Upfront cash ≈ HK$28.11M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,805
−HK$12,718/mo
▼ 0.25% · 3.875%
HK$209,114
−HK$6,409/mo
Today · 4.125%
HK$215,523
baseline
▲ 0.50% · 4.625%
HK$228,637
+HK$13,114/mo
Deposit HK$19.06M · loan HK$44.47M · min. income ≈ HK$431,046/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,619
−HK$12,189/mo
▼ 0.25% · 3.875%
HK$231,670
−HK$6,138/mo
Today · 4.125%
HK$237,808
baseline
▲ 0.50% · 4.625%
HK$250,343
+HK$12,535/mo
Deposit HK$19.06M · loan HK$44.47M · min. income ≈ HK$475,616/mo (50% DSR)
Upfront cash ≈ HK$21.76M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,749
−HK$16,352/mo
▼ 0.25% · 3.875%
HK$268,860
−HK$8,241/mo
Today · 4.125%
HK$277,101
baseline
▲ 0.50% · 4.625%
HK$293,962
+HK$16,861/mo
Deposit HK$6.35M · loan HK$57.18M · min. income ≈ HK$554,202/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,081
−HK$15,672/mo
▼ 0.25% · 3.875%
HK$297,861
−HK$7,892/mo
Today · 4.125%
HK$305,753
baseline
▲ 0.50% · 4.625%
HK$321,870
+HK$16,117/mo
Deposit HK$6.35M · loan HK$57.18M · min. income ≈ HK$611,506/mo (50% DSR)
Upfront cash ≈ HK$9.05M (deposit + AVD stamp duty HK$2,699,953 · Scale 2, in force from 26 Feb 2026)