LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,916
−HK$9,087/mo
▼ 0.25% · 3.875%
HK$149,423
−HK$4,580/mo
Today · 4.125%
HK$154,003
baseline
▲ 0.50% · 4.625%
HK$163,374
+HK$9,371/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$308,006/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,217
−HK$8,710/mo
▼ 0.25% · 3.875%
HK$165,541
−HK$4,386/mo
Today · 4.125%
HK$169,927
baseline
▲ 0.50% · 4.625%
HK$178,884
+HK$8,957/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$339,854/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,899
−HK$10,905/mo
▼ 0.25% · 3.875%
HK$179,308
−HK$5,496/mo
Today · 4.125%
HK$184,804
baseline
▲ 0.50% · 4.625%
HK$196,049
+HK$11,245/mo
Deposit HK$25.42M · loan HK$38.13M · min. income ≈ HK$369,608/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,461
−HK$10,452/mo
▼ 0.25% · 3.875%
HK$198,649
−HK$5,264/mo
Today · 4.125%
HK$203,913
baseline
▲ 0.50% · 4.625%
HK$214,661
+HK$10,748/mo
Deposit HK$25.42M · loan HK$38.13M · min. income ≈ HK$407,826/mo (50% DSR)
Upfront cash ≈ HK$28.12M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,882
−HK$12,722/mo
▼ 0.25% · 3.875%
HK$209,193
−HK$6,411/mo
Today · 4.125%
HK$215,604
baseline
▲ 0.50% · 4.625%
HK$228,723
+HK$13,119/mo
Deposit HK$19.07M · loan HK$44.49M · min. income ≈ HK$431,208/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,704
−HK$12,194/mo
▼ 0.25% · 3.875%
HK$231,757
−HK$6,141/mo
Today · 4.125%
HK$237,898
baseline
▲ 0.50% · 4.625%
HK$250,438
+HK$12,540/mo
Deposit HK$19.07M · loan HK$44.49M · min. income ≈ HK$475,796/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,848
−HK$16,357/mo
▼ 0.25% · 3.875%
HK$268,962
−HK$8,243/mo
Today · 4.125%
HK$277,205
baseline
▲ 0.50% · 4.625%
HK$294,073
+HK$16,868/mo
Deposit HK$6.36M · loan HK$57.20M · min. income ≈ HK$554,410/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,191
−HK$15,678/mo
▼ 0.25% · 3.875%
HK$297,974
−HK$7,895/mo
Today · 4.125%
HK$305,869
baseline
▲ 0.50% · 4.625%
HK$321,992
+HK$16,123/mo
Deposit HK$6.36M · loan HK$57.20M · min. income ≈ HK$611,738/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,700,974 · Scale 2, in force from 26 Feb 2026)