LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,492
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,943
−HK$458/mo
Today · 4.125%
HK$15,401
baseline
▲ 0.50% · 4.625%
HK$16,338
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,802/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,122
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,555
−HK$438/mo
Today · 4.125%
HK$16,993
baseline
▲ 0.50% · 4.625%
HK$17,889
+HK$896/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,986/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,391
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,932
−HK$549/mo
Today · 4.125%
HK$18,481
baseline
▲ 0.50% · 4.625%
HK$19,606
+HK$1,125/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,962/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,347
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,866
−HK$526/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,467
+HK$1,075/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,289
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,920
−HK$641/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,873
+HK$1,312/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,177
−HK$614/mo
Today · 4.125%
HK$23,791
baseline
▲ 0.50% · 4.625%
HK$25,045
+HK$1,254/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,582/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,897
−HK$825/mo
Today · 4.125%
HK$27,722
baseline
▲ 0.50% · 4.625%
HK$29,409
+HK$1,687/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$55,444/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,020
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$789/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,201
+HK$1,613/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,552 · Scale 2, in force from 26 Feb 2026)