LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,936
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,444
−HK$4,581/mo
Today · 4.125%
HK$154,025
baseline
▲ 0.50% · 4.625%
HK$163,397
+HK$9,372/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$308,050/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,240
−HK$8,711/mo
▼ 0.25% · 3.875%
HK$165,564
−HK$4,387/mo
Today · 4.125%
HK$169,951
baseline
▲ 0.50% · 4.625%
HK$178,910
+HK$8,959/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$339,902/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,923
−HK$10,907/mo
▼ 0.25% · 3.875%
HK$179,333
−HK$5,497/mo
Today · 4.125%
HK$184,830
baseline
▲ 0.50% · 4.625%
HK$196,076
+HK$11,246/mo
Deposit HK$25.42M · loan HK$38.14M · min. income ≈ HK$369,660/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,488
−HK$10,453/mo
▼ 0.25% · 3.875%
HK$198,677
−HK$5,264/mo
Today · 4.125%
HK$203,941
baseline
▲ 0.50% · 4.625%
HK$214,691
+HK$10,750/mo
Deposit HK$25.42M · loan HK$38.14M · min. income ≈ HK$407,882/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,911
−HK$12,724/mo
▼ 0.25% · 3.875%
HK$209,222
−HK$6,413/mo
Today · 4.125%
HK$215,635
baseline
▲ 0.50% · 4.625%
HK$228,756
+HK$13,121/mo
Deposit HK$19.07M · loan HK$44.49M · min. income ≈ HK$431,270/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,736
−HK$12,196/mo
▼ 0.25% · 3.875%
HK$231,790
−HK$6,142/mo
Today · 4.125%
HK$237,932
baseline
▲ 0.50% · 4.625%
HK$250,473
+HK$12,541/mo
Deposit HK$19.07M · loan HK$44.49M · min. income ≈ HK$475,864/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,885
−HK$16,360/mo
▼ 0.25% · 3.875%
HK$269,000
−HK$8,245/mo
Today · 4.125%
HK$277,245
baseline
▲ 0.50% · 4.625%
HK$294,114
+HK$16,869/mo
Deposit HK$6.36M · loan HK$57.21M · min. income ≈ HK$554,490/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,232
−HK$15,680/mo
▼ 0.25% · 3.875%
HK$298,016
−HK$7,896/mo
Today · 4.125%
HK$305,912
baseline
▲ 0.50% · 4.625%
HK$322,037
+HK$16,125/mo
Deposit HK$6.36M · loan HK$57.21M · min. income ≈ HK$611,824/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,701,356 · Scale 2, in force from 26 Feb 2026)