LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,948
−HK$9,089/mo
▼ 0.25% · 3.875%
HK$149,456
−HK$4,581/mo
Today · 4.125%
HK$154,037
baseline
▲ 0.50% · 4.625%
HK$163,410
+HK$9,373/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$308,074/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,253
−HK$8,712/mo
▼ 0.25% · 3.875%
HK$165,578
−HK$4,387/mo
Today · 4.125%
HK$169,965
baseline
▲ 0.50% · 4.625%
HK$178,924
+HK$8,959/mo
Deposit HK$31.78M · loan HK$31.78M · min. income ≈ HK$339,930/mo (50% DSR)
Upfront cash ≈ HK$34.48M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,937
−HK$10,908/mo
▼ 0.25% · 3.875%
HK$179,348
−HK$5,497/mo
Today · 4.125%
HK$184,845
baseline
▲ 0.50% · 4.625%
HK$196,092
+HK$11,247/mo
Deposit HK$25.43M · loan HK$38.14M · min. income ≈ HK$369,690/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,504
−HK$10,454/mo
▼ 0.25% · 3.875%
HK$198,693
−HK$5,265/mo
Today · 4.125%
HK$203,958
baseline
▲ 0.50% · 4.625%
HK$214,709
+HK$10,751/mo
Deposit HK$25.43M · loan HK$38.14M · min. income ≈ HK$407,916/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,927
−HK$12,725/mo
▼ 0.25% · 3.875%
HK$209,239
−HK$6,413/mo
Today · 4.125%
HK$215,652
baseline
▲ 0.50% · 4.625%
HK$228,774
+HK$13,122/mo
Deposit HK$19.07M · loan HK$44.50M · min. income ≈ HK$431,304/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,754
−HK$12,197/mo
▼ 0.25% · 3.875%
HK$231,809
−HK$6,142/mo
Today · 4.125%
HK$237,951
baseline
▲ 0.50% · 4.625%
HK$250,494
+HK$12,543/mo
Deposit HK$19.07M · loan HK$44.50M · min. income ≈ HK$475,902/mo (50% DSR)
Upfront cash ≈ HK$21.77M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,906
−HK$16,361/mo
▼ 0.25% · 3.875%
HK$269,022
−HK$8,245/mo
Today · 4.125%
HK$277,267
baseline
▲ 0.50% · 4.625%
HK$294,138
+HK$16,871/mo
Deposit HK$6.36M · loan HK$57.21M · min. income ≈ HK$554,534/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,255
−HK$15,682/mo
▼ 0.25% · 3.875%
HK$298,040
−HK$7,897/mo
Today · 4.125%
HK$305,937
baseline
▲ 0.50% · 4.625%
HK$322,063
+HK$16,126/mo
Deposit HK$6.36M · loan HK$57.21M · min. income ≈ HK$611,874/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,701,574 · Scale 2, in force from 26 Feb 2026)