LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,001
−HK$9,093/mo
▼ 0.25% · 3.875%
HK$149,511
−HK$4,583/mo
Today · 4.125%
HK$154,094
baseline
▲ 0.50% · 4.625%
HK$163,470
+HK$9,376/mo
Deposit HK$31.79M · loan HK$31.79M · min. income ≈ HK$308,188/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,312
−HK$8,715/mo
▼ 0.25% · 3.875%
HK$165,638
−HK$4,389/mo
Today · 4.125%
HK$170,027
baseline
▲ 0.50% · 4.625%
HK$178,989
+HK$8,962/mo
Deposit HK$31.79M · loan HK$31.79M · min. income ≈ HK$340,054/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,001
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$179,413
−HK$5,499/mo
Today · 4.125%
HK$184,912
baseline
▲ 0.50% · 4.625%
HK$196,164
+HK$11,252/mo
Deposit HK$25.44M · loan HK$38.15M · min. income ≈ HK$369,824/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,574
−HK$10,458/mo
▼ 0.25% · 3.875%
HK$198,766
−HK$5,266/mo
Today · 4.125%
HK$204,032
baseline
▲ 0.50% · 4.625%
HK$214,787
+HK$10,755/mo
Deposit HK$25.44M · loan HK$38.15M · min. income ≈ HK$408,064/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,001
−HK$12,730/mo
▼ 0.25% · 3.875%
HK$209,315
−HK$6,416/mo
Today · 4.125%
HK$215,731
baseline
▲ 0.50% · 4.625%
HK$228,858
+HK$13,127/mo
Deposit HK$19.08M · loan HK$44.51M · min. income ≈ HK$431,462/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,837
−HK$12,201/mo
▼ 0.25% · 3.875%
HK$231,893
−HK$6,145/mo
Today · 4.125%
HK$238,038
baseline
▲ 0.50% · 4.625%
HK$250,585
+HK$12,547/mo
Deposit HK$19.08M · loan HK$44.51M · min. income ≈ HK$476,076/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,001
−HK$16,367/mo
▼ 0.25% · 3.875%
HK$269,120
−HK$8,248/mo
Today · 4.125%
HK$277,368
baseline
▲ 0.50% · 4.625%
HK$294,246
+HK$16,878/mo
Deposit HK$6.36M · loan HK$57.23M · min. income ≈ HK$554,736/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,361
−HK$15,688/mo
▼ 0.25% · 3.875%
HK$298,149
−HK$7,900/mo
Today · 4.125%
HK$306,049
baseline
▲ 0.50% · 4.625%
HK$322,181
+HK$16,132/mo
Deposit HK$6.36M · loan HK$57.23M · min. income ≈ HK$612,098/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,702,560 · Scale 2, in force from 26 Feb 2026)