LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,022
−HK$9,095/mo
▼ 0.25% · 3.875%
HK$149,533
−HK$4,584/mo
Today · 4.125%
HK$154,117
baseline
▲ 0.50% · 4.625%
HK$163,494
+HK$9,377/mo
Deposit HK$31.80M · loan HK$31.80M · min. income ≈ HK$308,234/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,336
−HK$8,716/mo
▼ 0.25% · 3.875%
HK$165,663
−HK$4,389/mo
Today · 4.125%
HK$170,052
baseline
▲ 0.50% · 4.625%
HK$179,016
+HK$8,964/mo
Deposit HK$31.80M · loan HK$31.80M · min. income ≈ HK$340,104/mo (50% DSR)
Upfront cash ≈ HK$34.50M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,027
−HK$10,913/mo
▼ 0.25% · 3.875%
HK$179,440
−HK$5,500/mo
Today · 4.125%
HK$184,940
baseline
▲ 0.50% · 4.625%
HK$196,193
+HK$11,253/mo
Deposit HK$25.44M · loan HK$38.16M · min. income ≈ HK$369,880/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,603
−HK$10,460/mo
▼ 0.25% · 3.875%
HK$198,795
−HK$5,268/mo
Today · 4.125%
HK$204,063
baseline
▲ 0.50% · 4.625%
HK$214,819
+HK$10,756/mo
Deposit HK$25.44M · loan HK$38.16M · min. income ≈ HK$408,126/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,031
−HK$12,732/mo
▼ 0.25% · 3.875%
HK$209,347
−HK$6,416/mo
Today · 4.125%
HK$215,763
baseline
▲ 0.50% · 4.625%
HK$228,892
+HK$13,129/mo
Deposit HK$19.08M · loan HK$44.52M · min. income ≈ HK$431,526/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,870
−HK$12,203/mo
▼ 0.25% · 3.875%
HK$231,928
−HK$6,145/mo
Today · 4.125%
HK$238,073
baseline
▲ 0.50% · 4.625%
HK$250,623
+HK$12,550/mo
Deposit HK$19.08M · loan HK$44.52M · min. income ≈ HK$476,146/mo (50% DSR)
Upfront cash ≈ HK$21.78M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,040
−HK$16,370/mo
▼ 0.25% · 3.875%
HK$269,160
−HK$8,250/mo
Today · 4.125%
HK$277,410
baseline
▲ 0.50% · 4.625%
HK$294,290
+HK$16,880/mo
Deposit HK$6.36M · loan HK$57.24M · min. income ≈ HK$554,820/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,405
−HK$15,689/mo
▼ 0.25% · 3.875%
HK$298,193
−HK$7,901/mo
Today · 4.125%
HK$306,094
baseline
▲ 0.50% · 4.625%
HK$322,229
+HK$16,135/mo
Deposit HK$6.36M · loan HK$57.24M · min. income ≈ HK$612,188/mo (50% DSR)
Upfront cash ≈ HK$9.06M (deposit + AVD stamp duty HK$2,702,964 · Scale 2, in force from 26 Feb 2026)