LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,504
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,955
−HK$458/mo
Today · 4.125%
HK$15,413
baseline
▲ 0.50% · 4.625%
HK$16,351
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,826/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,136
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,568
−HK$439/mo
Today · 4.125%
HK$17,007
baseline
▲ 0.50% · 4.625%
HK$17,904
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,014/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,405
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,946
−HK$550/mo
Today · 4.125%
HK$18,496
baseline
▲ 0.50% · 4.625%
HK$19,622
+HK$1,126/mo
Deposit HK$2.54M · loan HK$3.82M · min. income ≈ HK$36,992/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,363
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,882
−HK$527/mo
Today · 4.125%
HK$20,409
baseline
▲ 0.50% · 4.625%
HK$21,484
+HK$1,075/mo
Deposit HK$2.54M · loan HK$3.82M · min. income ≈ HK$40,818/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,306
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,937
−HK$642/mo
Today · 4.125%
HK$21,579
baseline
▲ 0.50% · 4.625%
HK$22,892
+HK$1,313/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,158/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,590
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$614/mo
Today · 4.125%
HK$23,810
baseline
▲ 0.50% · 4.625%
HK$25,065
+HK$1,255/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,620/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,919
−HK$825/mo
Today · 4.125%
HK$27,744
baseline
▲ 0.50% · 4.625%
HK$29,432
+HK$1,688/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$55,488/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,823
−HK$790/mo
Today · 4.125%
HK$30,613
baseline
▲ 0.50% · 4.625%
HK$32,227
+HK$1,614/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$61,226/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$171,068 · Scale 2, in force from 26 Feb 2026)