LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,079
−HK$9,098/mo
▼ 0.25% · 3.875%
HK$149,592
−HK$4,585/mo
Today · 4.125%
HK$154,177
baseline
▲ 0.50% · 4.625%
HK$163,558
+HK$9,381/mo
Deposit HK$31.81M · loan HK$31.81M · min. income ≈ HK$308,354/mo (50% DSR)
Upfront cash ≈ HK$34.52M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,399
−HK$8,720/mo
▼ 0.25% · 3.875%
HK$165,728
−HK$4,391/mo
Today · 4.125%
HK$170,119
baseline
▲ 0.50% · 4.625%
HK$179,086
+HK$8,967/mo
Deposit HK$31.81M · loan HK$31.81M · min. income ≈ HK$340,238/mo (50% DSR)
Upfront cash ≈ HK$34.52M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,095
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$179,510
−HK$5,502/mo
Today · 4.125%
HK$185,012
baseline
▲ 0.50% · 4.625%
HK$196,270
+HK$11,258/mo
Deposit HK$25.45M · loan HK$38.17M · min. income ≈ HK$370,024/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,679
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$198,873
−HK$5,270/mo
Today · 4.125%
HK$204,143
baseline
▲ 0.50% · 4.625%
HK$214,903
+HK$10,760/mo
Deposit HK$25.45M · loan HK$38.17M · min. income ≈ HK$408,286/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,111
−HK$12,737/mo
▼ 0.25% · 3.875%
HK$209,429
−HK$6,419/mo
Today · 4.125%
HK$215,848
baseline
▲ 0.50% · 4.625%
HK$228,981
+HK$13,133/mo
Deposit HK$19.09M · loan HK$44.54M · min. income ≈ HK$431,696/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,959
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$232,019
−HK$6,147/mo
Today · 4.125%
HK$238,166
baseline
▲ 0.50% · 4.625%
HK$250,721
+HK$12,555/mo
Deposit HK$19.09M · loan HK$44.54M · min. income ≈ HK$476,332/mo (50% DSR)
Upfront cash ≈ HK$21.79M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,142
−HK$16,376/mo
▼ 0.25% · 3.875%
HK$269,265
−HK$8,253/mo
Today · 4.125%
HK$277,518
baseline
▲ 0.50% · 4.625%
HK$294,405
+HK$16,887/mo
Deposit HK$6.36M · loan HK$57.26M · min. income ≈ HK$555,036/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,518
−HK$15,696/mo
▼ 0.25% · 3.875%
HK$298,310
−HK$7,904/mo
Today · 4.125%
HK$306,214
baseline
▲ 0.50% · 4.625%
HK$322,355
+HK$16,141/mo
Deposit HK$6.36M · loan HK$57.26M · min. income ≈ HK$612,428/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,704,021 · Scale 2, in force from 26 Feb 2026)