LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,510
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,961
−HK$459/mo
Today · 4.125%
HK$15,420
baseline
▲ 0.50% · 4.625%
HK$16,358
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,840/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,142
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,575
−HK$439/mo
Today · 4.125%
HK$17,014
baseline
▲ 0.50% · 4.625%
HK$17,911
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,028/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,412
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,954
−HK$550/mo
Today · 4.125%
HK$18,504
baseline
▲ 0.50% · 4.625%
HK$19,630
+HK$1,126/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,008/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,371
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,890
−HK$527/mo
Today · 4.125%
HK$20,417
baseline
▲ 0.50% · 4.625%
HK$21,493
+HK$1,076/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,834/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,314
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$642/mo
Today · 4.125%
HK$21,588
baseline
▲ 0.50% · 4.625%
HK$22,901
+HK$1,313/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,176/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,205
−HK$615/mo
Today · 4.125%
HK$23,820
baseline
▲ 0.50% · 4.625%
HK$25,076
+HK$1,256/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,640/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,118
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,930
−HK$826/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,689/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,056
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,835
−HK$791/mo
Today · 4.125%
HK$30,626
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,614/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$61,252/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,332 · Scale 2, in force from 26 Feb 2026)