LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,128
−HK$9,101/mo
▼ 0.25% · 3.875%
HK$149,643
−HK$4,586/mo
Today · 4.125%
HK$154,229
baseline
▲ 0.50% · 4.625%
HK$163,614
+HK$9,385/mo
Deposit HK$31.82M · loan HK$31.82M · min. income ≈ HK$308,458/mo (50% DSR)
Upfront cash ≈ HK$34.53M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,454
−HK$8,723/mo
▼ 0.25% · 3.875%
HK$165,784
−HK$4,393/mo
Today · 4.125%
HK$170,177
baseline
▲ 0.50% · 4.625%
HK$179,147
+HK$8,970/mo
Deposit HK$31.82M · loan HK$31.82M · min. income ≈ HK$340,354/mo (50% DSR)
Upfront cash ≈ HK$34.53M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,154
−HK$10,921/mo
▼ 0.25% · 3.875%
HK$179,571
−HK$5,504/mo
Today · 4.125%
HK$185,075
baseline
▲ 0.50% · 4.625%
HK$196,336
+HK$11,261/mo
Deposit HK$25.46M · loan HK$38.19M · min. income ≈ HK$370,150/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,745
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$198,941
−HK$5,271/mo
Today · 4.125%
HK$204,212
baseline
▲ 0.50% · 4.625%
HK$214,976
+HK$10,764/mo
Deposit HK$25.46M · loan HK$38.19M · min. income ≈ HK$408,424/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,180
−HK$12,741/mo
▼ 0.25% · 3.875%
HK$209,500
−HK$6,421/mo
Today · 4.125%
HK$215,921
baseline
▲ 0.50% · 4.625%
HK$229,059
+HK$13,138/mo
Deposit HK$19.09M · loan HK$44.55M · min. income ≈ HK$431,842/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,035
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$232,098
−HK$6,149/mo
Today · 4.125%
HK$238,247
baseline
▲ 0.50% · 4.625%
HK$250,806
+HK$12,559/mo
Deposit HK$19.09M · loan HK$44.55M · min. income ≈ HK$476,494/mo (50% DSR)
Upfront cash ≈ HK$21.80M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,231
−HK$16,382/mo
▼ 0.25% · 3.875%
HK$269,357
−HK$8,256/mo
Today · 4.125%
HK$277,613
baseline
▲ 0.50% · 4.625%
HK$294,505
+HK$16,892/mo
Deposit HK$6.36M · loan HK$57.28M · min. income ≈ HK$555,226/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,617
−HK$15,701/mo
▼ 0.25% · 3.875%
HK$298,411
−HK$7,907/mo
Today · 4.125%
HK$306,318
baseline
▲ 0.50% · 4.625%
HK$322,464
+HK$16,146/mo
Deposit HK$6.36M · loan HK$57.28M · min. income ≈ HK$612,636/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,704,940 · Scale 2, in force from 26 Feb 2026)