LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,514
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,965
−HK$459/mo
Today · 4.125%
HK$15,424
baseline
▲ 0.50% · 4.625%
HK$16,362
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,848/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,146
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,579
−HK$440/mo
Today · 4.125%
HK$17,019
baseline
▲ 0.50% · 4.625%
HK$17,916
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,038/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,416
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,958
−HK$551/mo
Today · 4.125%
HK$18,509
baseline
▲ 0.50% · 4.625%
HK$19,635
+HK$1,126/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,018/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,376
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,895
−HK$527/mo
Today · 4.125%
HK$20,422
baseline
▲ 0.50% · 4.625%
HK$21,499
+HK$1,077/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,844/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,319
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,951
−HK$642/mo
Today · 4.125%
HK$21,593
baseline
▲ 0.50% · 4.625%
HK$22,907
+HK$1,314/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,186/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,605
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,211
−HK$615/mo
Today · 4.125%
HK$23,826
baseline
▲ 0.50% · 4.625%
HK$25,082
+HK$1,256/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,652/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,125
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,937
−HK$826/mo
Today · 4.125%
HK$27,763
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,689/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$55,526/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,063
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,843
−HK$791/mo
Today · 4.125%
HK$30,634
baseline
▲ 0.50% · 4.625%
HK$32,248
+HK$1,614/mo
Deposit HK$636K · loan HK$5.73M · min. income ≈ HK$61,268/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,495 · Scale 2, in force from 26 Feb 2026)