LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,517
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,968
−HK$459/mo
Today · 4.125%
HK$15,427
baseline
▲ 0.50% · 4.625%
HK$16,366
+HK$939/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,854/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,150
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,583
−HK$439/mo
Today · 4.125%
HK$17,022
baseline
▲ 0.50% · 4.625%
HK$17,919
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,044/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,420
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,962
−HK$550/mo
Today · 4.125%
HK$18,512
baseline
▲ 0.50% · 4.625%
HK$19,639
+HK$1,127/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,024/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,379
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,899
−HK$527/mo
Today · 4.125%
HK$20,426
baseline
▲ 0.50% · 4.625%
HK$21,503
+HK$1,077/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,852/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,323
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,955
−HK$643/mo
Today · 4.125%
HK$21,598
baseline
▲ 0.50% · 4.625%
HK$22,912
+HK$1,314/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,196/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,609
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,216
−HK$615/mo
Today · 4.125%
HK$23,831
baseline
▲ 0.50% · 4.625%
HK$25,087
+HK$1,256/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,662/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,130
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,943
−HK$825/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,458
+HK$1,690/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,849
−HK$791/mo
Today · 4.125%
HK$30,640
baseline
▲ 0.50% · 4.625%
HK$32,255
+HK$1,615/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$61,280/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$171,620 · Scale 2, in force from 26 Feb 2026)