LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,186
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$149,702
−HK$4,588/mo
Today · 4.125%
HK$154,290
baseline
▲ 0.50% · 4.625%
HK$163,679
+HK$9,389/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$308,580/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,518
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$165,850
−HK$4,394/mo
Today · 4.125%
HK$170,244
baseline
▲ 0.50% · 4.625%
HK$179,218
+HK$8,974/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$340,488/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,223
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$179,643
−HK$5,506/mo
Today · 4.125%
HK$185,149
baseline
▲ 0.50% · 4.625%
HK$196,414
+HK$11,265/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$370,298/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,822
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$199,020
−HK$5,273/mo
Today · 4.125%
HK$204,293
baseline
▲ 0.50% · 4.625%
HK$215,062
+HK$10,769/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$408,586/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,260
−HK$12,747/mo
▼ 0.25% · 3.875%
HK$209,583
−HK$6,424/mo
Today · 4.125%
HK$216,007
baseline
▲ 0.50% · 4.625%
HK$229,150
+HK$13,143/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$432,014/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,125
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$232,190
−HK$6,152/mo
Today · 4.125%
HK$238,342
baseline
▲ 0.50% · 4.625%
HK$250,905
+HK$12,563/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$476,684/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,335
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$269,464
−HK$8,259/mo
Today · 4.125%
HK$277,723
baseline
▲ 0.50% · 4.625%
HK$294,622
+HK$16,899/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$555,446/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,732
−HK$15,708/mo
▼ 0.25% · 3.875%
HK$298,530
−HK$7,910/mo
Today · 4.125%
HK$306,440
baseline
▲ 0.50% · 4.625%
HK$322,593
+HK$16,153/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$612,880/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,014 · Scale 2, in force from 26 Feb 2026)