LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,188
−HK$9,105/mo
▼ 0.25% · 3.875%
HK$149,704
−HK$4,589/mo
Today · 4.125%
HK$154,293
baseline
▲ 0.50% · 4.625%
HK$163,681
+HK$9,388/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$308,586/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,520
−HK$8,727/mo
▼ 0.25% · 3.875%
HK$165,852
−HK$4,395/mo
Today · 4.125%
HK$170,247
baseline
▲ 0.50% · 4.625%
HK$179,221
+HK$8,974/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$340,494/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,226
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$179,645
−HK$5,506/mo
Today · 4.125%
HK$185,151
baseline
▲ 0.50% · 4.625%
HK$196,417
+HK$11,266/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$370,302/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,824
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$199,023
−HK$5,273/mo
Today · 4.125%
HK$204,296
baseline
▲ 0.50% · 4.625%
HK$215,065
+HK$10,769/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$408,592/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,263
−HK$12,747/mo
▼ 0.25% · 3.875%
HK$209,586
−HK$6,424/mo
Today · 4.125%
HK$216,010
baseline
▲ 0.50% · 4.625%
HK$229,153
+HK$13,143/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$432,020/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,128
−HK$12,218/mo
▼ 0.25% · 3.875%
HK$232,193
−HK$6,153/mo
Today · 4.125%
HK$238,346
baseline
▲ 0.50% · 4.625%
HK$250,909
+HK$12,563/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$476,692/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,339
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$269,468
−HK$8,259/mo
Today · 4.125%
HK$277,727
baseline
▲ 0.50% · 4.625%
HK$294,626
+HK$16,899/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$555,454/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,737
−HK$15,707/mo
▼ 0.25% · 3.875%
HK$298,534
−HK$7,910/mo
Today · 4.125%
HK$306,444
baseline
▲ 0.50% · 4.625%
HK$322,597
+HK$16,153/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$612,888/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,054 · Scale 2, in force from 26 Feb 2026)