LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,189
−HK$9,104/mo
▼ 0.25% · 3.875%
HK$149,705
−HK$4,588/mo
Today · 4.125%
HK$154,293
baseline
▲ 0.50% · 4.625%
HK$163,682
+HK$9,389/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$308,586/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,521
−HK$8,726/mo
▼ 0.25% · 3.875%
HK$165,853
−HK$4,394/mo
Today · 4.125%
HK$170,247
baseline
▲ 0.50% · 4.625%
HK$179,221
+HK$8,974/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$340,494/mo (50% DSR)
Upfront cash ≈ HK$34.54M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,226
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$179,646
−HK$5,506/mo
Today · 4.125%
HK$185,152
baseline
▲ 0.50% · 4.625%
HK$196,418
+HK$11,266/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$370,304/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,825
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$199,023
−HK$5,274/mo
Today · 4.125%
HK$204,297
baseline
▲ 0.50% · 4.625%
HK$215,066
+HK$10,769/mo
Deposit HK$25.47M · loan HK$38.20M · min. income ≈ HK$408,594/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,264
−HK$12,747/mo
▼ 0.25% · 3.875%
HK$209,587
−HK$6,424/mo
Today · 4.125%
HK$216,011
baseline
▲ 0.50% · 4.625%
HK$229,154
+HK$13,143/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$432,022/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,129
−HK$12,217/mo
▼ 0.25% · 3.875%
HK$232,194
−HK$6,152/mo
Today · 4.125%
HK$238,346
baseline
▲ 0.50% · 4.625%
HK$250,910
+HK$12,564/mo
Deposit HK$19.10M · loan HK$44.57M · min. income ≈ HK$476,692/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,340
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$269,469
−HK$8,259/mo
Today · 4.125%
HK$277,728
baseline
▲ 0.50% · 4.625%
HK$294,627
+HK$16,899/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$555,456/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,738
−HK$15,707/mo
▼ 0.25% · 3.875%
HK$298,535
−HK$7,910/mo
Today · 4.125%
HK$306,445
baseline
▲ 0.50% · 4.625%
HK$322,598
+HK$16,153/mo
Deposit HK$6.37M · loan HK$57.30M · min. income ≈ HK$612,890/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,064 · Scale 2, in force from 26 Feb 2026)