LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,204
−HK$9,106/mo
▼ 0.25% · 3.875%
HK$149,721
−HK$4,589/mo
Today · 4.125%
HK$154,310
baseline
▲ 0.50% · 4.625%
HK$163,699
+HK$9,389/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$308,620/mo (50% DSR)
Upfront cash ≈ HK$34.55M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,538
−HK$8,728/mo
▼ 0.25% · 3.875%
HK$165,871
−HK$4,395/mo
Today · 4.125%
HK$170,266
baseline
▲ 0.50% · 4.625%
HK$179,241
+HK$8,975/mo
Deposit HK$31.84M · loan HK$31.84M · min. income ≈ HK$340,532/mo (50% DSR)
Upfront cash ≈ HK$34.55M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,245
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$179,665
−HK$5,507/mo
Today · 4.125%
HK$185,172
baseline
▲ 0.50% · 4.625%
HK$196,439
+HK$11,267/mo
Deposit HK$25.47M · loan HK$38.21M · min. income ≈ HK$370,344/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,846
−HK$10,473/mo
▼ 0.25% · 3.875%
HK$199,045
−HK$5,274/mo
Today · 4.125%
HK$204,319
baseline
▲ 0.50% · 4.625%
HK$215,089
+HK$10,770/mo
Deposit HK$25.47M · loan HK$38.21M · min. income ≈ HK$408,638/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,286
−HK$12,748/mo
▼ 0.25% · 3.875%
HK$209,609
−HK$6,425/mo
Today · 4.125%
HK$216,034
baseline
▲ 0.50% · 4.625%
HK$229,179
+HK$13,145/mo
Deposit HK$19.10M · loan HK$44.58M · min. income ≈ HK$432,068/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,153
−HK$12,219/mo
▼ 0.25% · 3.875%
HK$232,219
−HK$6,153/mo
Today · 4.125%
HK$238,372
baseline
▲ 0.50% · 4.625%
HK$250,937
+HK$12,565/mo
Deposit HK$19.10M · loan HK$44.58M · min. income ≈ HK$476,744/mo (50% DSR)
Upfront cash ≈ HK$21.81M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,368
−HK$16,390/mo
▼ 0.25% · 3.875%
HK$269,498
−HK$8,260/mo
Today · 4.125%
HK$277,758
baseline
▲ 0.50% · 4.625%
HK$294,658
+HK$16,900/mo
Deposit HK$6.37M · loan HK$57.31M · min. income ≈ HK$555,516/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,769
−HK$15,709/mo
▼ 0.25% · 3.875%
HK$298,567
−HK$7,911/mo
Today · 4.125%
HK$306,478
baseline
▲ 0.50% · 4.625%
HK$322,633
+HK$16,155/mo
Deposit HK$6.37M · loan HK$57.31M · min. income ≈ HK$612,956/mo (50% DSR)
Upfront cash ≈ HK$9.07M (deposit + AVD stamp duty HK$2,706,353 · Scale 2, in force from 26 Feb 2026)