LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,521
−HK$910/mo
▼ 0.25% · 3.875%
HK$14,972
−HK$459/mo
Today · 4.125%
HK$15,431
baseline
▲ 0.50% · 4.625%
HK$16,370
+HK$939/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,862/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,154
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,587
−HK$440/mo
Today · 4.125%
HK$17,027
baseline
▲ 0.50% · 4.625%
HK$17,924
+HK$897/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,054/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,425
−HK$1,092/mo
▼ 0.25% · 3.875%
HK$17,967
−HK$550/mo
Today · 4.125%
HK$18,517
baseline
▲ 0.50% · 4.625%
HK$19,644
+HK$1,127/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,034/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,385
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,905
−HK$527/mo
Today · 4.125%
HK$20,432
baseline
▲ 0.50% · 4.625%
HK$21,509
+HK$1,077/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,864/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,329
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,961
−HK$643/mo
Today · 4.125%
HK$21,604
baseline
▲ 0.50% · 4.625%
HK$22,918
+HK$1,314/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,208/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,616
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,222
−HK$615/mo
Today · 4.125%
HK$23,837
baseline
▲ 0.50% · 4.625%
HK$25,094
+HK$1,257/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,674/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,137
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,950
−HK$826/mo
Today · 4.125%
HK$27,776
baseline
▲ 0.50% · 4.625%
HK$29,466
+HK$1,690/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,552/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,857
−HK$791/mo
Today · 4.125%
HK$30,648
baseline
▲ 0.50% · 4.625%
HK$32,264
+HK$1,616/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$61,296/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$171,796 · Scale 2, in force from 26 Feb 2026)