LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,527
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,979
−HK$459/mo
Today · 4.125%
HK$15,438
baseline
▲ 0.50% · 4.625%
HK$16,378
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,876/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,161
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,595
−HK$440/mo
Today · 4.125%
HK$17,035
baseline
▲ 0.50% · 4.625%
HK$17,932
+HK$897/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,070/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,433
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,975
−HK$551/mo
Today · 4.125%
HK$18,526
baseline
▲ 0.50% · 4.625%
HK$19,653
+HK$1,127/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,052/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,394
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$19,914
−HK$527/mo
Today · 4.125%
HK$20,441
baseline
▲ 0.50% · 4.625%
HK$21,519
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,882/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,338
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,971
−HK$642/mo
Today · 4.125%
HK$21,613
baseline
▲ 0.50% · 4.625%
HK$22,929
+HK$1,316/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,226/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,626
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,233
−HK$615/mo
Today · 4.125%
HK$23,848
baseline
▲ 0.50% · 4.625%
HK$25,105
+HK$1,257/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,696/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,149
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$827/mo
Today · 4.125%
HK$27,789
baseline
▲ 0.50% · 4.625%
HK$29,480
+HK$1,691/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,578/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,090
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,871
−HK$791/mo
Today · 4.125%
HK$30,662
baseline
▲ 0.50% · 4.625%
HK$32,278
+HK$1,616/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$61,324/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,087 · Scale 2, in force from 26 Feb 2026)