LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,274
−HK$9,110/mo
▼ 0.25% · 3.875%
HK$149,793
−HK$4,591/mo
Today · 4.125%
HK$154,384
baseline
▲ 0.50% · 4.625%
HK$163,778
+HK$9,394/mo
Deposit HK$31.85M · loan HK$31.85M · min. income ≈ HK$308,768/mo (50% DSR)
Upfront cash ≈ HK$34.56M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,616
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,951
−HK$4,397/mo
Today · 4.125%
HK$170,348
baseline
▲ 0.50% · 4.625%
HK$179,327
+HK$8,979/mo
Deposit HK$31.85M · loan HK$31.85M · min. income ≈ HK$340,696/mo (50% DSR)
Upfront cash ≈ HK$34.56M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,329
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,752
−HK$5,509/mo
Today · 4.125%
HK$185,261
baseline
▲ 0.50% · 4.625%
HK$196,534
+HK$11,273/mo
Deposit HK$25.48M · loan HK$38.23M · min. income ≈ HK$370,522/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,940
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$199,141
−HK$5,277/mo
Today · 4.125%
HK$204,418
baseline
▲ 0.50% · 4.625%
HK$215,193
+HK$10,775/mo
Deposit HK$25.48M · loan HK$38.23M · min. income ≈ HK$408,836/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,384
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,711
−HK$6,427/mo
Today · 4.125%
HK$216,138
baseline
▲ 0.50% · 4.625%
HK$229,290
+HK$13,152/mo
Deposit HK$19.11M · loan HK$44.60M · min. income ≈ HK$432,276/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,263
−HK$12,224/mo
▼ 0.25% · 3.875%
HK$232,331
−HK$6,156/mo
Today · 4.125%
HK$238,487
baseline
▲ 0.50% · 4.625%
HK$251,058
+HK$12,571/mo
Deposit HK$19.11M · loan HK$44.60M · min. income ≈ HK$476,974/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,494
−HK$16,398/mo
▼ 0.25% · 3.875%
HK$269,628
−HK$8,264/mo
Today · 4.125%
HK$277,892
baseline
▲ 0.50% · 4.625%
HK$294,801
+HK$16,909/mo
Deposit HK$6.37M · loan HK$57.34M · min. income ≈ HK$555,784/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,909
−HK$15,717/mo
▼ 0.25% · 3.875%
HK$298,711
−HK$7,915/mo
Today · 4.125%
HK$306,626
baseline
▲ 0.50% · 4.625%
HK$322,789
+HK$16,163/mo
Deposit HK$6.37M · loan HK$57.34M · min. income ≈ HK$613,252/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,707,662 · Scale 2, in force from 26 Feb 2026)