LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,279
−HK$9,111/mo
▼ 0.25% · 3.875%
HK$149,798
−HK$4,592/mo
Today · 4.125%
HK$154,390
baseline
▲ 0.50% · 4.625%
HK$163,784
+HK$9,394/mo
Deposit HK$31.86M · loan HK$31.86M · min. income ≈ HK$308,780/mo (50% DSR)
Upfront cash ≈ HK$34.56M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,622
−HK$8,732/mo
▼ 0.25% · 3.875%
HK$165,956
−HK$4,398/mo
Today · 4.125%
HK$170,354
baseline
▲ 0.50% · 4.625%
HK$179,333
+HK$8,979/mo
Deposit HK$31.86M · loan HK$31.86M · min. income ≈ HK$340,708/mo (50% DSR)
Upfront cash ≈ HK$34.56M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,335
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$179,758
−HK$5,509/mo
Today · 4.125%
HK$185,267
baseline
▲ 0.50% · 4.625%
HK$196,540
+HK$11,273/mo
Deposit HK$25.48M · loan HK$38.23M · min. income ≈ HK$370,534/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,946
−HK$10,478/mo
▼ 0.25% · 3.875%
HK$199,148
−HK$5,276/mo
Today · 4.125%
HK$204,424
baseline
▲ 0.50% · 4.625%
HK$215,200
+HK$10,776/mo
Deposit HK$25.48M · loan HK$38.23M · min. income ≈ HK$408,848/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,391
−HK$12,754/mo
▼ 0.25% · 3.875%
HK$209,718
−HK$6,427/mo
Today · 4.125%
HK$216,145
baseline
▲ 0.50% · 4.625%
HK$229,297
+HK$13,152/mo
Deposit HK$19.11M · loan HK$44.60M · min. income ≈ HK$432,290/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,270
−HK$12,225/mo
▼ 0.25% · 3.875%
HK$232,339
−HK$6,156/mo
Today · 4.125%
HK$238,495
baseline
▲ 0.50% · 4.625%
HK$251,066
+HK$12,571/mo
Deposit HK$19.11M · loan HK$44.60M · min. income ≈ HK$476,990/mo (50% DSR)
Upfront cash ≈ HK$21.82M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,503
−HK$16,398/mo
▼ 0.25% · 3.875%
HK$269,637
−HK$8,264/mo
Today · 4.125%
HK$277,901
baseline
▲ 0.50% · 4.625%
HK$294,811
+HK$16,910/mo
Deposit HK$6.37M · loan HK$57.34M · min. income ≈ HK$555,802/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$290,919
−HK$15,717/mo
▼ 0.25% · 3.875%
HK$298,721
−HK$7,915/mo
Today · 4.125%
HK$306,636
baseline
▲ 0.50% · 4.625%
HK$322,800
+HK$16,164/mo
Deposit HK$6.37M · loan HK$57.34M · min. income ≈ HK$613,272/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,707,752 · Scale 2, in force from 26 Feb 2026)