LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,528
−HK$911/mo
▼ 0.25% · 3.875%
HK$14,980
−HK$459/mo
Today · 4.125%
HK$15,439
baseline
▲ 0.50% · 4.625%
HK$16,379
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,878/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,163
−HK$873/mo
▼ 0.25% · 3.875%
HK$16,596
−HK$440/mo
Today · 4.125%
HK$17,036
baseline
▲ 0.50% · 4.625%
HK$17,934
+HK$898/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,072/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,434
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,976
−HK$551/mo
Today · 4.125%
HK$18,527
baseline
▲ 0.50% · 4.625%
HK$19,655
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,054/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,395
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,915
−HK$528/mo
Today · 4.125%
HK$20,443
baseline
▲ 0.50% · 4.625%
HK$21,521
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,886/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,340
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,972
−HK$643/mo
Today · 4.125%
HK$21,615
baseline
▲ 0.50% · 4.625%
HK$22,930
+HK$1,315/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,230/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,628
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,235
−HK$615/mo
Today · 4.125%
HK$23,850
baseline
▲ 0.50% · 4.625%
HK$25,107
+HK$1,257/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,700/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,151
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,964
−HK$827/mo
Today · 4.125%
HK$27,791
baseline
▲ 0.50% · 4.625%
HK$29,482
+HK$1,691/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,582/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,093
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,873
−HK$792/mo
Today · 4.125%
HK$30,665
baseline
▲ 0.50% · 4.625%
HK$32,281
+HK$1,616/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$61,330/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,138 · Scale 2, in force from 26 Feb 2026)