LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,531
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,983
−HK$460/mo
Today · 4.125%
HK$15,443
baseline
▲ 0.50% · 4.625%
HK$16,382
+HK$939/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,886/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,166
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,600
−HK$440/mo
Today · 4.125%
HK$17,040
baseline
▲ 0.50% · 4.625%
HK$17,938
+HK$898/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,080/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,438
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$17,980
−HK$551/mo
Today · 4.125%
HK$18,531
baseline
▲ 0.50% · 4.625%
HK$19,659
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,062/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,399
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,920
−HK$527/mo
Today · 4.125%
HK$20,447
baseline
▲ 0.50% · 4.625%
HK$21,525
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,894/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,344
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,977
−HK$643/mo
Today · 4.125%
HK$21,620
baseline
▲ 0.50% · 4.625%
HK$22,935
+HK$1,315/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,240/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,633
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,240
−HK$615/mo
Today · 4.125%
HK$23,855
baseline
▲ 0.50% · 4.625%
HK$25,113
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,710/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,157
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,970
−HK$827/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,488
+HK$1,691/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,099
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$792/mo
Today · 4.125%
HK$30,671
baseline
▲ 0.50% · 4.625%
HK$32,288
+HK$1,617/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$61,342/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,274 · Scale 2, in force from 26 Feb 2026)