LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,328
−HK$9,114/mo
▼ 0.25% · 3.875%
HK$149,849
−HK$4,593/mo
Today · 4.125%
HK$154,442
baseline
▲ 0.50% · 4.625%
HK$163,839
+HK$9,397/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$308,884/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,676
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$166,012
−HK$4,399/mo
Today · 4.125%
HK$170,411
baseline
▲ 0.50% · 4.625%
HK$179,394
+HK$8,983/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$340,822/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,394
−HK$10,936/mo
▼ 0.25% · 3.875%
HK$179,819
−HK$5,511/mo
Today · 4.125%
HK$185,330
baseline
▲ 0.50% · 4.625%
HK$196,607
+HK$11,277/mo
Deposit HK$25.49M · loan HK$38.24M · min. income ≈ HK$370,660/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,012
−HK$10,481/mo
▼ 0.25% · 3.875%
HK$199,215
−HK$5,278/mo
Today · 4.125%
HK$204,493
baseline
▲ 0.50% · 4.625%
HK$215,272
+HK$10,779/mo
Deposit HK$25.49M · loan HK$38.24M · min. income ≈ HK$408,986/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,460
−HK$12,758/mo
▼ 0.25% · 3.875%
HK$209,788
−HK$6,430/mo
Today · 4.125%
HK$216,218
baseline
▲ 0.50% · 4.625%
HK$229,375
+HK$13,157/mo
Deposit HK$19.12M · loan HK$44.61M · min. income ≈ HK$432,436/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,347
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$232,417
−HK$6,159/mo
Today · 4.125%
HK$238,576
baseline
▲ 0.50% · 4.625%
HK$251,151
+HK$12,575/mo
Deposit HK$19.12M · loan HK$44.61M · min. income ≈ HK$477,152/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,591
−HK$16,404/mo
▼ 0.25% · 3.875%
HK$269,728
−HK$8,267/mo
Today · 4.125%
HK$277,995
baseline
▲ 0.50% · 4.625%
HK$294,910
+HK$16,915/mo
Deposit HK$6.37M · loan HK$57.36M · min. income ≈ HK$555,990/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,017
−HK$15,723/mo
▼ 0.25% · 3.875%
HK$298,822
−HK$7,918/mo
Today · 4.125%
HK$306,740
baseline
▲ 0.50% · 4.625%
HK$322,909
+HK$16,169/mo
Deposit HK$6.37M · loan HK$57.36M · min. income ≈ HK$613,480/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,708,666 · Scale 2, in force from 26 Feb 2026)