LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,332
−HK$9,113/mo
▼ 0.25% · 3.875%
HK$149,853
−HK$4,592/mo
Today · 4.125%
HK$154,445
baseline
▲ 0.50% · 4.625%
HK$163,843
+HK$9,398/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$308,890/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,680
−HK$8,735/mo
▼ 0.25% · 3.875%
HK$166,016
−HK$4,399/mo
Today · 4.125%
HK$170,415
baseline
▲ 0.50% · 4.625%
HK$179,398
+HK$8,983/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$340,830/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,398
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$179,823
−HK$5,512/mo
Today · 4.125%
HK$185,335
baseline
▲ 0.50% · 4.625%
HK$196,612
+HK$11,277/mo
Deposit HK$25.49M · loan HK$38.24M · min. income ≈ HK$370,670/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,016
−HK$10,482/mo
▼ 0.25% · 3.875%
HK$199,220
−HK$5,278/mo
Today · 4.125%
HK$204,498
baseline
▲ 0.50% · 4.625%
HK$215,278
+HK$10,780/mo
Deposit HK$25.49M · loan HK$38.24M · min. income ≈ HK$408,996/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,465
−HK$12,759/mo
▼ 0.25% · 3.875%
HK$209,794
−HK$6,430/mo
Today · 4.125%
HK$216,224
baseline
▲ 0.50% · 4.625%
HK$229,380
+HK$13,156/mo
Deposit HK$19.12M · loan HK$44.61M · min. income ≈ HK$432,448/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,352
−HK$12,229/mo
▼ 0.25% · 3.875%
HK$232,423
−HK$6,158/mo
Today · 4.125%
HK$238,581
baseline
▲ 0.50% · 4.625%
HK$251,157
+HK$12,576/mo
Deposit HK$19.12M · loan HK$44.61M · min. income ≈ HK$477,162/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,597
−HK$16,405/mo
▼ 0.25% · 3.875%
HK$269,735
−HK$8,267/mo
Today · 4.125%
HK$278,002
baseline
▲ 0.50% · 4.625%
HK$294,918
+HK$16,916/mo
Deposit HK$6.37M · loan HK$57.36M · min. income ≈ HK$556,004/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,024
−HK$15,724/mo
▼ 0.25% · 3.875%
HK$298,830
−HK$7,918/mo
Today · 4.125%
HK$306,748
baseline
▲ 0.50% · 4.625%
HK$322,917
+HK$16,169/mo
Deposit HK$6.37M · loan HK$57.36M · min. income ≈ HK$613,496/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,708,733 · Scale 2, in force from 26 Feb 2026)