LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,535
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,988
−HK$459/mo
Today · 4.125%
HK$15,447
baseline
▲ 0.50% · 4.625%
HK$16,387
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,894/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,170
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,604
−HK$440/mo
Today · 4.125%
HK$17,044
baseline
▲ 0.50% · 4.625%
HK$17,943
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,088/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,442
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,985
−HK$551/mo
Today · 4.125%
HK$18,536
baseline
▲ 0.50% · 4.625%
HK$19,664
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$37,072/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,405
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$19,925
−HK$528/mo
Today · 4.125%
HK$20,453
baseline
▲ 0.50% · 4.625%
HK$21,531
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.82M · min. income ≈ HK$40,906/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,350
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,983
−HK$643/mo
Today · 4.125%
HK$21,626
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,316/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,252/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,639
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,246
−HK$616/mo
Today · 4.125%
HK$23,862
baseline
▲ 0.50% · 4.625%
HK$25,120
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,724/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,164
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,978
−HK$826/mo
Today · 4.125%
HK$27,804
baseline
▲ 0.50% · 4.625%
HK$29,496
+HK$1,692/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$55,608/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,107
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,888
−HK$791/mo
Today · 4.125%
HK$30,679
baseline
▲ 0.50% · 4.625%
HK$32,297
+HK$1,618/mo
Deposit HK$637K · loan HK$5.74M · min. income ≈ HK$61,358/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$172,446 · Scale 2, in force from 26 Feb 2026)