LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,356
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,878
−HK$4,594/mo
Today · 4.125%
HK$154,472
baseline
▲ 0.50% · 4.625%
HK$163,871
+HK$9,399/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$308,944/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,708
−HK$8,736/mo
▼ 0.25% · 3.875%
HK$166,044
−HK$4,400/mo
Today · 4.125%
HK$170,444
baseline
▲ 0.50% · 4.625%
HK$179,428
+HK$8,984/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$340,888/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,428
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$179,853
−HK$5,513/mo
Today · 4.125%
HK$185,366
baseline
▲ 0.50% · 4.625%
HK$196,645
+HK$11,279/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$370,732/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,049
−HK$10,484/mo
▼ 0.25% · 3.875%
HK$199,253
−HK$5,280/mo
Today · 4.125%
HK$204,533
baseline
▲ 0.50% · 4.625%
HK$215,314
+HK$10,781/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$409,066/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,499
−HK$12,761/mo
▼ 0.25% · 3.875%
HK$209,829
−HK$6,431/mo
Today · 4.125%
HK$216,260
baseline
▲ 0.50% · 4.625%
HK$229,419
+HK$13,159/mo
Deposit HK$19.12M · loan HK$44.62M · min. income ≈ HK$432,520/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,391
−HK$12,231/mo
▼ 0.25% · 3.875%
HK$232,462
−HK$6,160/mo
Today · 4.125%
HK$238,622
baseline
▲ 0.50% · 4.625%
HK$251,200
+HK$12,578/mo
Deposit HK$19.12M · loan HK$44.62M · min. income ≈ HK$477,244/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,642
−HK$16,407/mo
▼ 0.25% · 3.875%
HK$269,780
−HK$8,269/mo
Today · 4.125%
HK$278,049
baseline
▲ 0.50% · 4.625%
HK$294,967
+HK$16,918/mo
Deposit HK$6.37M · loan HK$57.37M · min. income ≈ HK$556,098/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,074
−HK$15,725/mo
▼ 0.25% · 3.875%
HK$298,880
−HK$7,919/mo
Today · 4.125%
HK$306,799
baseline
▲ 0.50% · 4.625%
HK$322,971
+HK$16,172/mo
Deposit HK$6.37M · loan HK$57.37M · min. income ≈ HK$613,598/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,190 · Scale 2, in force from 26 Feb 2026)