LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,366
−HK$9,115/mo
▼ 0.25% · 3.875%
HK$149,887
−HK$4,594/mo
Today · 4.125%
HK$154,481
baseline
▲ 0.50% · 4.625%
HK$163,881
+HK$9,400/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$308,962/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,718
−HK$8,737/mo
▼ 0.25% · 3.875%
HK$166,055
−HK$4,400/mo
Today · 4.125%
HK$170,455
baseline
▲ 0.50% · 4.625%
HK$179,440
+HK$8,985/mo
Deposit HK$31.87M · loan HK$31.87M · min. income ≈ HK$340,910/mo (50% DSR)
Upfront cash ≈ HK$34.58M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,439
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$179,865
−HK$5,513/mo
Today · 4.125%
HK$185,378
baseline
▲ 0.50% · 4.625%
HK$196,657
+HK$11,279/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$370,756/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,061
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$199,266
−HK$5,280/mo
Today · 4.125%
HK$204,546
baseline
▲ 0.50% · 4.625%
HK$215,328
+HK$10,782/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$409,092/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,512
−HK$12,762/mo
▼ 0.25% · 3.875%
HK$209,842
−HK$6,432/mo
Today · 4.125%
HK$216,274
baseline
▲ 0.50% · 4.625%
HK$229,433
+HK$13,159/mo
Deposit HK$19.12M · loan HK$44.62M · min. income ≈ HK$432,548/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,405
−HK$12,232/mo
▼ 0.25% · 3.875%
HK$232,477
−HK$6,160/mo
Today · 4.125%
HK$238,637
baseline
▲ 0.50% · 4.625%
HK$251,216
+HK$12,579/mo
Deposit HK$19.12M · loan HK$44.62M · min. income ≈ HK$477,274/mo (50% DSR)
Upfront cash ≈ HK$21.83M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,658
−HK$16,408/mo
▼ 0.25% · 3.875%
HK$269,797
−HK$8,269/mo
Today · 4.125%
HK$278,066
baseline
▲ 0.50% · 4.625%
HK$294,986
+HK$16,920/mo
Deposit HK$6.37M · loan HK$57.37M · min. income ≈ HK$556,132/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,092
−HK$15,727/mo
▼ 0.25% · 3.875%
HK$298,899
−HK$7,920/mo
Today · 4.125%
HK$306,819
baseline
▲ 0.50% · 4.625%
HK$322,992
+HK$16,173/mo
Deposit HK$6.37M · loan HK$57.37M · min. income ≈ HK$613,638/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,361 · Scale 2, in force from 26 Feb 2026)