LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,375
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,897
−HK$4,594/mo
Today · 4.125%
HK$154,491
baseline
▲ 0.50% · 4.625%
HK$163,892
+HK$9,401/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$308,982/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,728
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,066
−HK$4,400/mo
Today · 4.125%
HK$170,466
baseline
▲ 0.50% · 4.625%
HK$179,451
+HK$8,985/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$340,932/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,450
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$179,876
−HK$5,513/mo
Today · 4.125%
HK$185,389
baseline
▲ 0.50% · 4.625%
HK$196,670
+HK$11,281/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$370,778/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,074
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$199,279
−HK$5,280/mo
Today · 4.125%
HK$204,559
baseline
▲ 0.50% · 4.625%
HK$215,342
+HK$10,783/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$409,118/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,525
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$209,856
−HK$6,432/mo
Today · 4.125%
HK$216,288
baseline
▲ 0.50% · 4.625%
HK$229,448
+HK$13,160/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$432,576/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,419
−HK$12,233/mo
▼ 0.25% · 3.875%
HK$232,492
−HK$6,160/mo
Today · 4.125%
HK$238,652
baseline
▲ 0.50% · 4.625%
HK$251,232
+HK$12,580/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$477,304/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,675
−HK$16,409/mo
▼ 0.25% · 3.875%
HK$269,814
−HK$8,270/mo
Today · 4.125%
HK$278,084
baseline
▲ 0.50% · 4.625%
HK$295,005
+HK$16,921/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$556,168/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,111
−HK$15,727/mo
▼ 0.25% · 3.875%
HK$298,918
−HK$7,920/mo
Today · 4.125%
HK$306,838
baseline
▲ 0.50% · 4.625%
HK$323,012
+HK$16,174/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$613,676/mo (50% DSR)
Upfront cash ≈ HK$9.08M (deposit + AVD stamp duty HK$2,709,535 · Scale 2, in force from 26 Feb 2026)