LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,378
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$149,900
−HK$4,594/mo
Today · 4.125%
HK$154,494
baseline
▲ 0.50% · 4.625%
HK$163,895
+HK$9,401/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$308,988/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,731
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,069
−HK$4,400/mo
Today · 4.125%
HK$170,469
baseline
▲ 0.50% · 4.625%
HK$179,455
+HK$8,986/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$340,938/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,453
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,880
−HK$5,513/mo
Today · 4.125%
HK$185,393
baseline
▲ 0.50% · 4.625%
HK$196,674
+HK$11,281/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$370,786/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,078
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$199,283
−HK$5,280/mo
Today · 4.125%
HK$204,563
baseline
▲ 0.50% · 4.625%
HK$215,346
+HK$10,783/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$409,126/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,529
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$209,860
−HK$6,432/mo
Today · 4.125%
HK$216,292
baseline
▲ 0.50% · 4.625%
HK$229,453
+HK$13,161/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$432,584/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,424
−HK$12,233/mo
▼ 0.25% · 3.875%
HK$232,496
−HK$6,161/mo
Today · 4.125%
HK$238,657
baseline
▲ 0.50% · 4.625%
HK$251,237
+HK$12,580/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$477,314/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,680
−HK$16,410/mo
▼ 0.25% · 3.875%
HK$269,820
−HK$8,270/mo
Today · 4.125%
HK$278,090
baseline
▲ 0.50% · 4.625%
HK$295,011
+HK$16,921/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$556,180/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,116
−HK$15,729/mo
▼ 0.25% · 3.875%
HK$298,924
−HK$7,921/mo
Today · 4.125%
HK$306,845
baseline
▲ 0.50% · 4.625%
HK$323,019
+HK$16,174/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$613,690/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,589 · Scale 2, in force from 26 Feb 2026)