LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,379
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,902
−HK$4,594/mo
Today · 4.125%
HK$154,496
baseline
▲ 0.50% · 4.625%
HK$163,897
+HK$9,401/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$308,992/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,733
−HK$8,738/mo
▼ 0.25% · 3.875%
HK$166,071
−HK$4,400/mo
Today · 4.125%
HK$170,471
baseline
▲ 0.50% · 4.625%
HK$179,457
+HK$8,986/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$340,942/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,455
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$179,882
−HK$5,513/mo
Today · 4.125%
HK$185,395
baseline
▲ 0.50% · 4.625%
HK$196,676
+HK$11,281/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$370,790/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,080
−HK$10,485/mo
▼ 0.25% · 3.875%
HK$199,285
−HK$5,280/mo
Today · 4.125%
HK$204,565
baseline
▲ 0.50% · 4.625%
HK$215,348
+HK$10,783/mo
Deposit HK$25.50M · loan HK$38.25M · min. income ≈ HK$409,130/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,531
−HK$12,763/mo
▼ 0.25% · 3.875%
HK$209,862
−HK$6,432/mo
Today · 4.125%
HK$216,294
baseline
▲ 0.50% · 4.625%
HK$229,455
+HK$13,161/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$432,588/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,426
−HK$12,233/mo
▼ 0.25% · 3.875%
HK$232,499
−HK$6,160/mo
Today · 4.125%
HK$238,659
baseline
▲ 0.50% · 4.625%
HK$251,240
+HK$12,581/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$477,318/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,683
−HK$16,410/mo
▼ 0.25% · 3.875%
HK$269,823
−HK$8,270/mo
Today · 4.125%
HK$278,093
baseline
▲ 0.50% · 4.625%
HK$295,014
+HK$16,921/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$556,186/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,120
−HK$15,728/mo
▼ 0.25% · 3.875%
HK$298,927
−HK$7,921/mo
Today · 4.125%
HK$306,848
baseline
▲ 0.50% · 4.625%
HK$323,022
+HK$16,174/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$613,696/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,619 · Scale 2, in force from 26 Feb 2026)