LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,389
−HK$9,117/mo
▼ 0.25% · 3.875%
HK$149,911
−HK$4,595/mo
Today · 4.125%
HK$154,506
baseline
▲ 0.50% · 4.625%
HK$163,907
+HK$9,401/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$309,012/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,743
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$166,081
−HK$4,401/mo
Today · 4.125%
HK$170,482
baseline
▲ 0.50% · 4.625%
HK$179,468
+HK$8,986/mo
Deposit HK$31.88M · loan HK$31.88M · min. income ≈ HK$340,964/mo (50% DSR)
Upfront cash ≈ HK$34.59M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,466
−HK$10,941/mo
▼ 0.25% · 3.875%
HK$179,893
−HK$5,514/mo
Today · 4.125%
HK$185,407
baseline
▲ 0.50% · 4.625%
HK$196,689
+HK$11,282/mo
Deposit HK$25.50M · loan HK$38.26M · min. income ≈ HK$370,814/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,092
−HK$10,486/mo
▼ 0.25% · 3.875%
HK$199,298
−HK$5,280/mo
Today · 4.125%
HK$204,578
baseline
▲ 0.50% · 4.625%
HK$215,362
+HK$10,784/mo
Deposit HK$25.50M · loan HK$38.26M · min. income ≈ HK$409,156/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,544
−HK$12,764/mo
▼ 0.25% · 3.875%
HK$209,876
−HK$6,432/mo
Today · 4.125%
HK$216,308
baseline
▲ 0.50% · 4.625%
HK$229,470
+HK$13,162/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$432,616/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,441
−HK$12,234/mo
▼ 0.25% · 3.875%
HK$232,514
−HK$6,161/mo
Today · 4.125%
HK$238,675
baseline
▲ 0.50% · 4.625%
HK$251,256
+HK$12,581/mo
Deposit HK$19.13M · loan HK$44.63M · min. income ≈ HK$477,350/mo (50% DSR)
Upfront cash ≈ HK$21.84M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,700
−HK$16,411/mo
▼ 0.25% · 3.875%
HK$269,840
−HK$8,271/mo
Today · 4.125%
HK$278,111
baseline
▲ 0.50% · 4.625%
HK$295,033
+HK$16,922/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$556,222/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,138
−HK$15,730/mo
▼ 0.25% · 3.875%
HK$298,946
−HK$7,922/mo
Today · 4.125%
HK$306,868
baseline
▲ 0.50% · 4.625%
HK$323,043
+HK$16,175/mo
Deposit HK$6.38M · loan HK$57.38M · min. income ≈ HK$613,736/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,709,792 · Scale 2, in force from 26 Feb 2026)