LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,542
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,995
−HK$459/mo
Today · 4.125%
HK$15,454
baseline
▲ 0.50% · 4.625%
HK$16,395
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,908/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,178
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,612
−HK$440/mo
Today · 4.125%
HK$17,052
baseline
▲ 0.50% · 4.625%
HK$17,951
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,104/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,451
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,994
−HK$551/mo
Today · 4.125%
HK$18,545
baseline
▲ 0.50% · 4.625%
HK$19,674
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,090/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,935
−HK$528/mo
Today · 4.125%
HK$20,463
baseline
▲ 0.50% · 4.625%
HK$21,541
+HK$1,078/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,926/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,359
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,993
−HK$643/mo
Today · 4.125%
HK$21,636
baseline
▲ 0.50% · 4.625%
HK$22,953
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,272/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,650
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,257
−HK$616/mo
Today · 4.125%
HK$23,873
baseline
▲ 0.50% · 4.625%
HK$25,132
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,746/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,176
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,991
−HK$827/mo
Today · 4.125%
HK$27,818
baseline
▲ 0.50% · 4.625%
HK$29,511
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,636/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,121
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,902
−HK$792/mo
Today · 4.125%
HK$30,694
baseline
▲ 0.50% · 4.625%
HK$32,312
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,388/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,755 · Scale 2, in force from 26 Feb 2026)