LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,543
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,996
−HK$459/mo
Today · 4.125%
HK$15,455
baseline
▲ 0.50% · 4.625%
HK$16,396
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,910/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,179
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,613
−HK$440/mo
Today · 4.125%
HK$17,053
baseline
▲ 0.50% · 4.625%
HK$17,952
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,106/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,452
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,995
−HK$551/mo
Today · 4.125%
HK$18,546
baseline
▲ 0.50% · 4.625%
HK$19,675
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,092/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,415
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,936
−HK$528/mo
Today · 4.125%
HK$20,464
baseline
▲ 0.50% · 4.625%
HK$21,543
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,928/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,361
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,994
−HK$643/mo
Today · 4.125%
HK$21,637
baseline
▲ 0.50% · 4.625%
HK$22,954
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$43,274/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,651
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,258
−HK$617/mo
Today · 4.125%
HK$23,875
baseline
▲ 0.50% · 4.625%
HK$25,133
+HK$1,258/mo
Deposit HK$1.91M · loan HK$4.46M · min. income ≈ HK$47,750/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,992
−HK$828/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,512
+HK$1,692/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,123
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,904
−HK$792/mo
Today · 4.125%
HK$30,696
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,392/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,793 · Scale 2, in force from 26 Feb 2026)