LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,545
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,997
−HK$460/mo
Today · 4.125%
HK$15,457
baseline
▲ 0.50% · 4.625%
HK$16,397
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,914/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,181
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,615
−HK$440/mo
Today · 4.125%
HK$17,055
baseline
▲ 0.50% · 4.625%
HK$17,954
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,110/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,454
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$17,997
−HK$551/mo
Today · 4.125%
HK$18,548
baseline
▲ 0.50% · 4.625%
HK$19,677
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,096/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,417
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,938
−HK$528/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,363
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,996
−HK$644/mo
Today · 4.125%
HK$21,640
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,316/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,280/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$616/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,136
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,181
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,995
−HK$828/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,692/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,126
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,907
−HK$792/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,318
+HK$1,619/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,862 · Scale 2, in force from 26 Feb 2026)