LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,546
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,998
−HK$460/mo
Today · 4.125%
HK$15,458
baseline
▲ 0.50% · 4.625%
HK$16,399
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,916/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,182
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,616
−HK$440/mo
Today · 4.125%
HK$17,056
baseline
▲ 0.50% · 4.625%
HK$17,955
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,112/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,455
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$17,998
−HK$552/mo
Today · 4.125%
HK$18,550
baseline
▲ 0.50% · 4.625%
HK$19,678
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,100/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,419
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,939
−HK$529/mo
Today · 4.125%
HK$20,468
baseline
▲ 0.50% · 4.625%
HK$21,547
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,936/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,364
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,998
−HK$643/mo
Today · 4.125%
HK$21,641
baseline
▲ 0.50% · 4.625%
HK$22,958
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,282/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$616/mo
Today · 4.125%
HK$23,879
baseline
▲ 0.50% · 4.625%
HK$25,138
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,758/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,183
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,997
−HK$827/mo
Today · 4.125%
HK$27,824
baseline
▲ 0.50% · 4.625%
HK$29,517
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,648/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,128
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,909
−HK$793/mo
Today · 4.125%
HK$30,702
baseline
▲ 0.50% · 4.625%
HK$32,320
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,404/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,905 · Scale 2, in force from 26 Feb 2026)