LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,547
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,000
−HK$460/mo
Today · 4.125%
HK$15,460
baseline
▲ 0.50% · 4.625%
HK$16,400
+HK$940/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,920/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,184
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,618
−HK$440/mo
Today · 4.125%
HK$17,058
baseline
▲ 0.50% · 4.625%
HK$17,957
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,116/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,457
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,000
−HK$552/mo
Today · 4.125%
HK$18,552
baseline
▲ 0.50% · 4.625%
HK$19,680
+HK$1,128/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,104/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,421
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,941
−HK$529/mo
Today · 4.125%
HK$20,470
baseline
▲ 0.50% · 4.625%
HK$21,549
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,940/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,366
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,000
−HK$643/mo
Today · 4.125%
HK$21,643
baseline
▲ 0.50% · 4.625%
HK$22,960
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,286/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,657
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,265
−HK$616/mo
Today · 4.125%
HK$23,881
baseline
▲ 0.50% · 4.625%
HK$25,140
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,762/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,185
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$27,000
−HK$827/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,521
+HK$1,694/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,131
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,912
−HK$793/mo
Today · 4.125%
HK$30,705
baseline
▲ 0.50% · 4.625%
HK$32,323
+HK$1,618/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,410/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$172,972 · Scale 2, in force from 26 Feb 2026)