LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,494
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$150,020
−HK$4,598/mo
Today · 4.125%
HK$154,618
baseline
▲ 0.50% · 4.625%
HK$164,026
+HK$9,408/mo
Deposit HK$31.90M · loan HK$31.90M · min. income ≈ HK$309,236/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,861
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$166,202
−HK$4,404/mo
Today · 4.125%
HK$170,606
baseline
▲ 0.50% · 4.625%
HK$179,599
+HK$8,993/mo
Deposit HK$31.90M · loan HK$31.90M · min. income ≈ HK$341,212/mo (50% DSR)
Upfront cash ≈ HK$34.61M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,593
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$180,024
−HK$5,518/mo
Today · 4.125%
HK$185,542
baseline
▲ 0.50% · 4.625%
HK$196,831
+HK$11,289/mo
Deposit HK$25.52M · loan HK$38.28M · min. income ≈ HK$371,084/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,233
−HK$10,494/mo
▼ 0.25% · 3.875%
HK$199,442
−HK$5,285/mo
Today · 4.125%
HK$204,727
baseline
▲ 0.50% · 4.625%
HK$215,518
+HK$10,791/mo
Deposit HK$25.52M · loan HK$38.28M · min. income ≈ HK$409,454/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,692
−HK$12,773/mo
▼ 0.25% · 3.875%
HK$210,028
−HK$6,437/mo
Today · 4.125%
HK$216,465
baseline
▲ 0.50% · 4.625%
HK$229,637
+HK$13,172/mo
Deposit HK$19.14M · loan HK$44.66M · min. income ≈ HK$432,930/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,605
−HK$12,243/mo
▼ 0.25% · 3.875%
HK$232,683
−HK$6,165/mo
Today · 4.125%
HK$238,848
baseline
▲ 0.50% · 4.625%
HK$251,438
+HK$12,590/mo
Deposit HK$19.14M · loan HK$44.66M · min. income ≈ HK$477,696/mo (50% DSR)
Upfront cash ≈ HK$21.85M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,890
−HK$16,422/mo
▼ 0.25% · 3.875%
HK$270,036
−HK$8,276/mo
Today · 4.125%
HK$278,312
baseline
▲ 0.50% · 4.625%
HK$295,247
+HK$16,935/mo
Deposit HK$6.38M · loan HK$57.43M · min. income ≈ HK$556,624/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,350
−HK$15,740/mo
▼ 0.25% · 3.875%
HK$299,163
−HK$7,927/mo
Today · 4.125%
HK$307,090
baseline
▲ 0.50% · 4.625%
HK$323,277
+HK$16,187/mo
Deposit HK$6.38M · loan HK$57.43M · min. income ≈ HK$614,180/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$2,711,759 · Scale 2, in force from 26 Feb 2026)