LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,550
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,003
−HK$460/mo
Today · 4.125%
HK$15,463
baseline
▲ 0.50% · 4.625%
HK$16,404
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,926/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,187
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,621
−HK$441/mo
Today · 4.125%
HK$17,062
baseline
▲ 0.50% · 4.625%
HK$17,961
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,124/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,460
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,003
−HK$552/mo
Today · 4.125%
HK$18,555
baseline
▲ 0.50% · 4.625%
HK$19,684
+HK$1,129/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,110/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,424
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,945
−HK$529/mo
Today · 4.125%
HK$20,474
baseline
▲ 0.50% · 4.625%
HK$21,553
+HK$1,079/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,948/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,370
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$644/mo
Today · 4.125%
HK$21,648
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,296/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,662
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$616/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,259/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,190
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,005
−HK$828/mo
Today · 4.125%
HK$27,833
baseline
▲ 0.50% · 4.625%
HK$29,526
+HK$1,693/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,666/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,137
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,918
−HK$793/mo
Today · 4.125%
HK$30,711
baseline
▲ 0.50% · 4.625%
HK$32,330
+HK$1,619/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,422/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,098 · Scale 2, in force from 26 Feb 2026)