LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,553
−HK$912/mo
▼ 0.25% · 3.875%
HK$15,005
−HK$460/mo
Today · 4.125%
HK$15,465
baseline
▲ 0.50% · 4.625%
HK$16,406
+HK$941/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$30,930/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,190
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,624
−HK$441/mo
Today · 4.125%
HK$17,065
baseline
▲ 0.50% · 4.625%
HK$17,964
+HK$899/mo
Deposit HK$3.19M · loan HK$3.19M · min. income ≈ HK$34,130/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,463
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$18,007
−HK$551/mo
Today · 4.125%
HK$18,558
baseline
▲ 0.50% · 4.625%
HK$19,688
+HK$1,130/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,428
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$19,949
−HK$528/mo
Today · 4.125%
HK$20,477
baseline
▲ 0.50% · 4.625%
HK$21,557
+HK$1,080/mo
Deposit HK$2.55M · loan HK$3.83M · min. income ≈ HK$40,954/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,374
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,008
−HK$644/mo
Today · 4.125%
HK$21,652
baseline
▲ 0.50% · 4.625%
HK$22,969
+HK$1,317/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$43,304/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,666
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,274
−HK$616/mo
Today · 4.125%
HK$23,890
baseline
▲ 0.50% · 4.625%
HK$25,150
+HK$1,260/mo
Deposit HK$1.91M · loan HK$4.47M · min. income ≈ HK$47,780/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,195
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$828/mo
Today · 4.125%
HK$27,838
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,694/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$55,676/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,923
−HK$793/mo
Today · 4.125%
HK$30,716
baseline
▲ 0.50% · 4.625%
HK$32,335
+HK$1,619/mo
Deposit HK$638K · loan HK$5.74M · min. income ≈ HK$61,432/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$173,208 · Scale 2, in force from 26 Feb 2026)