LTV · monthly repayment
▼ 0.50% · 3.625%
HK$145,543
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$150,070
−HK$4,600/mo
Today · 4.125%
HK$154,670
baseline
▲ 0.50% · 4.625%
HK$164,081
+HK$9,411/mo
Deposit HK$31.91M · loan HK$31.91M · min. income ≈ HK$309,340/mo (50% DSR)
Upfront cash ≈ HK$34.63M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,915
−HK$8,748/mo
▼ 0.25% · 3.875%
HK$166,258
−HK$4,405/mo
Today · 4.125%
HK$170,663
baseline
▲ 0.50% · 4.625%
HK$179,659
+HK$8,996/mo
Deposit HK$31.91M · loan HK$31.91M · min. income ≈ HK$341,326/mo (50% DSR)
Upfront cash ≈ HK$34.63M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,652
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$180,085
−HK$5,519/mo
Today · 4.125%
HK$185,604
baseline
▲ 0.50% · 4.625%
HK$196,898
+HK$11,294/mo
Deposit HK$25.53M · loan HK$38.30M · min. income ≈ HK$371,208/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,298
−HK$10,498/mo
▼ 0.25% · 3.875%
HK$199,509
−HK$5,287/mo
Today · 4.125%
HK$204,796
baseline
▲ 0.50% · 4.625%
HK$215,591
+HK$10,795/mo
Deposit HK$25.53M · loan HK$38.30M · min. income ≈ HK$409,592/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,760
−HK$12,778/mo
▼ 0.25% · 3.875%
HK$210,099
−HK$6,439/mo
Today · 4.125%
HK$216,538
baseline
▲ 0.50% · 4.625%
HK$229,714
+HK$13,176/mo
Deposit HK$19.15M · loan HK$44.68M · min. income ≈ HK$433,076/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,682
−HK$12,246/mo
▼ 0.25% · 3.875%
HK$232,761
−HK$6,167/mo
Today · 4.125%
HK$238,928
baseline
▲ 0.50% · 4.625%
HK$251,523
+HK$12,595/mo
Deposit HK$19.15M · loan HK$44.68M · min. income ≈ HK$477,856/mo (50% DSR)
Upfront cash ≈ HK$21.86M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,978
−HK$16,428/mo
▼ 0.25% · 3.875%
HK$270,127
−HK$8,279/mo
Today · 4.125%
HK$278,406
baseline
▲ 0.50% · 4.625%
HK$295,346
+HK$16,940/mo
Deposit HK$6.38M · loan HK$57.44M · min. income ≈ HK$556,812/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$291,448
−HK$15,746/mo
▼ 0.25% · 3.875%
HK$299,264
−HK$7,930/mo
Today · 4.125%
HK$307,194
baseline
▲ 0.50% · 4.625%
HK$323,386
+HK$16,192/mo
Deposit HK$6.38M · loan HK$57.44M · min. income ≈ HK$614,388/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$2,712,672 · Scale 2, in force from 26 Feb 2026)