LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,573
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,027
−HK$460/mo
Today · 4.125%
HK$15,487
baseline
▲ 0.50% · 4.625%
HK$16,430
+HK$943/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$30,974/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,213
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,648
−HK$441/mo
Today · 4.125%
HK$17,089
baseline
▲ 0.50% · 4.625%
HK$17,990
+HK$901/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,178/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,488
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$18,032
−HK$553/mo
Today · 4.125%
HK$18,585
baseline
▲ 0.50% · 4.625%
HK$19,716
+HK$1,131/mo
Deposit HK$2.56M · loan HK$3.83M · min. income ≈ HK$37,170/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,455
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$19,977
−HK$530/mo
Today · 4.125%
HK$20,507
baseline
▲ 0.50% · 4.625%
HK$21,587
+HK$1,080/mo
Deposit HK$2.56M · loan HK$3.83M · min. income ≈ HK$41,014/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,403
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,038
−HK$644/mo
Today · 4.125%
HK$21,682
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,320/mo
Deposit HK$1.92M · loan HK$4.47M · min. income ≈ HK$43,364/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,698
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,307
−HK$617/mo
Today · 4.125%
HK$23,924
baseline
▲ 0.50% · 4.625%
HK$25,185
+HK$1,261/mo
Deposit HK$1.92M · loan HK$4.47M · min. income ≈ HK$47,848/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,232
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,048
−HK$829/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,697/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,183
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,966
−HK$794/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,381
+HK$1,621/mo
Deposit HK$639K · loan HK$5.75M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$813K (deposit + AVD stamp duty HK$174,117 · Scale 2, in force from 26 Feb 2026)